[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.propp.cz\/ktera-pujcka-pomuze\/#Article","mainEntityOfPage":"https:\/\/www.propp.cz\/ktera-pujcka-pomuze\/","headline":"Kter\u00e1 p\u016fj\u010dka pom\u016f\u017ee?","name":"Kter\u00e1 p\u016fj\u010dka pom\u016f\u017ee?","description":"Kdy\u017e n\u011bkdo pot\u0159ebuje pen\u00edze, proto\u017ee nem\u00e1 na to, aby zaplatil ze sv\u00e9ho to, co se zaplatit mus\u00ed nebo by se aspo\u0148 m\u011blo, logicky s\u00e1z\u00ed na mo\u017enost vz\u00edt si na p\u0159eklenut\u00ed zm\u00edn\u011bn\u00fdch t\u011b\u017ekost\u00ed p\u016fj\u010dku. Proto\u017ee jin\u00fdm zp\u016fsobem se lze v takov\u00e9m p\u0159\u00edpad\u011b k pen\u011bz\u016fm rychle propracovat jen t\u011b\u017eko a jin\u00e9 \u0159e\u0161en\u00ed tak vesm\u011bs nen\u00ed. Snad vyjma […]","datePublished":"2019-08-04","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.propp.cz\/author\/#Person","name":"","url":"https:\/\/www.propp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/03ef97ef22d1b0d07a8e6c50d88cc1823592c58a091286b466bcec36e31eaab2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/03ef97ef22d1b0d07a8e6c50d88cc1823592c58a091286b466bcec36e31eaab2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"propp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.propp.cz\/wp-content\/uploads\/img_a359818_w1884_t1573743804.jpg","url":"https:\/\/www.propp.cz\/wp-content\/uploads\/img_a359818_w1884_t1573743804.jpg","height":0,"width":0},"url":"https:\/\/www.propp.cz\/ktera-pujcka-pomuze\/","wordCount":490,"articleBody":"      Kdy\u017e n\u011bkdo pot\u0159ebuje pen\u00edze, proto\u017ee nem\u00e1 na to, aby zaplatil ze sv\u00e9ho to, co se zaplatit mus\u00ed nebo by se aspo\u0148 m\u011blo, logicky s\u00e1z\u00ed na mo\u017enost vz\u00edt si na p\u0159eklenut\u00ed zm\u00edn\u011bn\u00fdch t\u011b\u017ekost\u00ed p\u016fj\u010dku. Proto\u017ee jin\u00fdm zp\u016fsobem se lze v takov\u00e9m p\u0159\u00edpad\u011b k pen\u011bz\u016fm rychle propracovat jen t\u011b\u017eko a jin\u00e9 \u0159e\u0161en\u00ed tak vesm\u011bs nen\u00ed. Snad vyjma n\u011bjak\u00e9 t\u00e9 zlod\u011bjny nebo jin\u00e9 nez\u00e1konn\u00e9 \u010dinnosti, ji\u017e ale rozhodn\u011b nelze doporu\u010dit.   A kde si m\u00e1 \u010dlov\u011bk vz\u00edt takovou p\u016fj\u010dku? To je r\u016fzn\u00e9. Z\u00e1le\u017e\u00ed toti\u017e na v\u00edce hledisc\u00edch. – T\u0159eba na tom, nakolik je takov\u00fd \u017eadatel bonitn\u00ed, tedy vzbuzuj\u00edc\u00ed d\u016fv\u011bru, \u017ee v\u0161e p\u016fj\u010den\u00e9 v po\u0159\u00e1dku vr\u00e1t\u00ed. – Nebo na tom, co ta kter\u00e1 finan\u010dn\u00ed instituce nab\u00edz\u00ed a za jak\u00fdch podm\u00ednek. – Nebo na tom, jak\u00e9 podm\u00ednky jsou pro onoho \u017eadatele ide\u00e1ln\u00ed nebo aspo\u0148 akceptovateln\u00e9. – Nebo na tom, co je zrovna v t\u00e9 kter\u00e9 lokalit\u011b dosa\u017eiteln\u00e9. Kdy\u017e se n\u011bkdo rozhoduje nad t\u00edm, pro jakou p\u016fj\u010dku se rozhodnout, mus\u00ed br\u00e1t v prvn\u00ed \u0159ad\u011b ohledy na svou ekonomickou situaci. Proto\u017ee m\u00e1-li tento jen n\u00edzk\u00e9 p\u0159\u00edjmy a da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, m\u00e1-li tento z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a jin\u00e9 t\u011b\u017ekosti, nen\u00ed pravd\u011bpodobn\u00e9, \u017ee se budou finan\u010dn\u00ed instituce p\u0159edh\u00e1n\u011bt v touze mu pomoci. Naopak bude daleko pravd\u011bpodobn\u011bj\u0161\u00ed, \u017ee mu nikdo nevyjde vst\u0159\u00edc a v\u0161ichni ho odm\u00edtnou.  Ov\u0161em \u00fapln\u011b v\u0161ichni ur\u010dit\u011b ne. P\u0159inejmen\u0161\u00edm hypot\u00e9ka na pozemek tu v\u017edy bude i pro n\u011bkoho takov\u00e9ho, pro n\u011bkoho, kdo rozhodn\u011b nen\u00ed ide\u00e1ln\u00ed \u017eadatel. Proto\u017ee pr\u00e1v\u011b v p\u0159\u00edpad\u011b t\u00e9to nab\u00eddky jde o n\u011bco, u \u010deho jsou po\u017eadavky poskytovatele natolik akceptovateln\u00e9, \u017ee jim vyhov\u00ed i mnoz\u00ed lid\u00e9 s v\u00e1\u017en\u00fdmi t\u011b\u017ekostmi, k jak\u00fdm se banky zpravidla obracej\u00ed z\u00e1dy. Kdo chce z\u00edskat takovou hypot\u00e9ku, pot\u0159ebuje vlastn\u011b jenom nemovitost, ji\u017e m\u016f\u017ee d\u00e1t za tuto p\u016fj\u010dku nebankovn\u00ed spole\u010dnosti do z\u00e1stavy, a pak u\u017e sta\u010d\u00ed m\u00edt jenom takov\u00e9 p\u0159\u00edjmy, je\u017e by posta\u010dovaly aspo\u0148 pro z\u00edsk\u00e1n\u00ed t\u011bch nejni\u017e\u0161\u00edch mo\u017en\u00fdch spl\u00e1tek. V\u0161e ostatn\u00ed se d\u00e1 takov\u00e9mu \u017eadateli prominout, mnoh\u00e9 nedostatky lze ignorovat. A tak je tu hrav\u011b k sehn\u00e1n\u00ed i u\u010din\u011bn\u00e1 hromada pen\u011bz t\u0159eba i na velice dlouhou dobu spl\u00e1cen\u00ed a s p\u0159\u00edzniv\u00fdmi podm\u00ednkami, jim\u017e lze hrav\u011b vyhov\u011bt. A to je d\u016fvod, pro\u010d o tuto p\u016fj\u010dku tolik lid\u00ed \u017e\u00e1d\u00e1. A i vy k nim m\u016f\u017eete pat\u0159it.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka pom\u016f\u017ee?","item":"https:\/\/www.propp.cz\/ktera-pujcka-pomuze\/#breadcrumbitem"}]}]